I have come to the conclusion that I live in fear. I guess this is not a new revelation, I have known this for a while. Okay, I have known it since about sixth grade when I became super shy after asking all of the boys out and being rejected.....repeatedly. I find it funny that I remember that so well and I can see how it affected who I am today. Sad really.
Anyway, back to the here and now, no need to relive that painful period of my life, right? So I am a scaredy cat. This manifests itself in many ways. Not only am I afraid to fail, I am afraid to succeed as well. I play it so safe that there is really no room for anything except steady Eddie. A straight line, never testing the boundaries, never going outside of my zone. This can be very boring, I realize that, but it can also be very comforting too. However, at this very moment, I am at a crossroads and my fear is taking over. I am at a complete standstill. I am in a dream screaming my head off but no sound is coming out of my wide open mouth. Fear is holding me captive. Somewhere, a ransom note is going unanswered.
We live in a 1080 sq foot home in Southern California. It has two bedrooms and two bathrooms. One of which we added ourselves. I love this house. It is perfect, albeit in a bit of a....how shall I say, "unique" neighborhood. Okay, it is in the hood people, but I love my hood. And I love my house.
A few months ago my husband hired an architect to put together plans for a home renovation. Originally we thought we would finish our attic or dig out our cellar and make a basement. Our architect had other ideas and has given us plans that completely flip our house to make room for one more bedroom and adding a sun room. I love the plans, but it makes the house unlivable for pretty much the entire construction phase. Okay, a bit scary right? But these plans, they are not for now. They are for later, when the market bounces back and we can qualify for a home equity line of credit right? RIGHT? Not so much. My husband is hot to start this project. His little pants are on fire to start this renovation. I just smile and say "wait for the construction budget babe" but he is steps ahead of me. He has already priced it out in his head and brought his dad on board for the construction part. He is well down the road and I am stuck at the top of the street paralyzed in fear.
You see, this renovation would drain our savings. It would drain my husbands stocks and we would still end up borrowing about 10 to 15K to complete the project. Scary right? Let me clarify though.....we have several (four...does that constitute several?) retirement accounts, a 529 for Luisa's education and have zero credit card debt, no car payments and our only debt is our house. So, am I scared because I live in fear or am I scared because this is a bad idea in this kind of economic environment? I don't know the difference. That is the main problem with living in fear. I am scared of everything so how do I know when the fear is real or when it is just me being me?
To make matters more confusing, I hate my job and would really like to start my own business. What kind of business? A baby boutique. One that has really cool, unique, new items but that also carries a ton of second hand goods. Yep, that is what I want but I know nothing about owning a retail store save what I learned working at Color Me Mine after college. I do have a degree in Marketing though which is pretty much worth the paper my diploma is written on so I have that going for me.
My husband? My sweet husband? Well, he will give me the money to start my business if that is what I want, but I have to do my homework. I have to show him that it will be profitable. Basically he is the bank and I am applying for a small business loan.
My instinct is to freeze. To stay where I am. A mediocre sales person in a hotel. Status quot. I am successful enough to stay off the radar but not successful enough to get recognition. This is my comfort zone people. I like it here, mostly until I really think about it and wish I had the balls to run, run like hell into the arms of myself and fucking buck up! But I don't and I know that about myself.
1 week ago